Member Savings Account
Regular savings for all registered SACCO members with competitive interest rates.
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Kyaddondo CBS PEWOSA SACCO
Growing Together, Building Futures
Your trusted savings and credit cooperative — empowering members through accessible loans, savings, and community financial growth.
100,000+
Active Members
UGX 100B+
Loans Disbursed
10+
Years of Service
98%
Loan Recovery Rate
What We Offer
Products & Services
Tailored savings and loan solutions designed around the needs of our members and community.
Share Account
Build your ownership stake in the SACCO through regular share contributions.
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Collective savings for groups, women's groups, and community organisations.
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Helping young people aged 18–35 build financial discipline and savings habits.
Learn MoreSalary Loan
Quick salary-backed loans for employed members, approved within 48 hours.
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Capital to start or grow your business with flexible repayment structures.
Learn MoreAgriculture Loan
Support for farmers — from inputs to equipment — aligned with harvest cycles.
Learn MoreBoda Boda Loan
Financing for motorcycle purchase or repair to support transport entrepreneurs.
Learn MoreTaaka Loan
Emergency and short-term micro-loans for urgent personal or household needs.
Learn MoreYouth Loan
Empowering young entrepreneurs with accessible start-up and business capital.
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Join the Cooperative
Ready to Start Your Savings Journey?
Becoming a PEWOSA SACCO member takes just a few steps. Join thousands of members saving, borrowing, and growing together.
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News & Announcements
GROW Project
We're Backing Women in Business with UGX 5.088 Billion
CBS PEWOSA SACCO is now an official financing partner under Uganda's GROW Project — bringing affordable loans at a capped 10% interest to 694 women entrepreneurs across Buganda.
Creative Fund
Your Talent Is Now Bankable — The UGX 28 Billion Creative Fund
The Creative Uganda Revolving Fund (CURF) puts affordable capital into the hands of artists and creative enterprises at just 5% interest — with your intellectual property accepted as collateral.
Digital Banking
Banking That Moves at the Speed of You
Mobile money, USSD self-service, a dedicated mobile app, and a web member portal are rolling out across 2026. Here's what to expect, and what it means for your account.
Member Stories
Impact Stories
Real members. Real results. See how PEWOSA SACCO is transforming lives and communities.
Testimonies
Mr. Byaruhanga Gadi is a Rwandese - Ugandan national, Treasurer - the Twake group located in Sseguku cell B. He joined Kyaddondo CBS PEWOSA seven and a half years ago…
Mr. Byaruhanga Gadi is a Rwandese-Ugandan national, Treasurer
Women Empowerement
She secured her first loan in 2018 and launched a bricks making project in Kigoogwa. She was wholeheartedly committed to saving with Kyaddondo CBS PEWOSA by December 2019 started building…
Miss Mpungu Faridah 32 years is a resident of Kawanda Nakyesanja joined Kyaddondo CBS PEWOSA in 2017 through ( Bulumi n’okunyumirwa group)
Testimonies
After listening to CBS 88.8 FM, he opened up an account with initial deposit of 400,000 /= Mr. Kanyerezi was initially a school driver, with primary school . David narrates…
Mr. Kanyerezi David ( 38 years) Lugala – is married with 3 children and joined Kyaddondo CBS PEWOSA SACCO in 2019
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